Hello, the amount of the Platinum Card of China CITIC Bank is10,000-50,000 yuan. The credit card limit is given by the bank according to the comprehensive score of the information submitted by the applicant. Reference items include age, gender, unit, income, position, housing, education, marriage, real estate, professional title, credit record, personal financial assets, etc. One score segment corresponds to one result, and the amount is low from not approving cards to approving cards. After using the credit card for a period of time, the limit may be lowered, or you can apply for an increase.
What is the minimum amount of platinum card of CITIC Bank?
The amount of the Platinum Credit Card of CITIC Bank is 6,543.8+0,000-50,000, and the amount that the applicant can get may be as low as 3,000 yuan and as high as 6,543.8+0,000 yuan. The amount of credit card mainly depends on the applicant's personal qualifications, not necessarily as much as stipulated. When applying, provide as many economic proofs as possible, such as real estate license, motor vehicle driving license and other properties under your personal name. In addition to financial resources, it depends on the nature of your work and income. When you get CITIC Platinum Credit Card, you should use this card for overdraft consumption and keep a good repayment record. After a period of time, you can apply to the bank for withdrawal and submit some other valid financial certificates to help the withdrawal application pass the examination and approval smoothly.
Generally, the credit card limit of 65,438+0,000-20,000 is determined according to the applicant's financial situation and credit situation, and there are many reference factors, such as the customer's work nature, education, income, personal stability, personal social credit, and the use of other financial products. If you are not satisfied with your credit card limit, you can apply for adjustment.
(1) Temporary quota increase
If there is a large consumer demand in a short time, you can call the credit card customer service hotline and ask for a temporary increase in the quota. If the bank meets the requirements of temporary adjustment, the temporary limit adjustment can be realized within 24 hours. The temporary line is valid for 30 days, and the credit line will be automatically restored to the original line after expiration.
(2) Long-term quota increase
When you need to increase the credit limit for a long time, you can call the credit card customer service hotline, and the bank will handle the demand for permanent adjustment in time according to the cardholder's credit card status and credit status:
1, frequently use credit cards to win by swiping the cards. In daily life, credit cards are used wherever you can swipe your card. Regular use will definitely help cardholders to increase their credit limit as soon as possible.
2. Ensure the amount of credit card spending every month. It is best to generate at least 30% of the total credit card consumption records every month. If it lasts for more than half a year, the banking system can easily recognize the cardholder's spending power and actively invite the cardholder to increase the credit limit of the credit card.
3. Ensure that the credit card can be repaid in full and on time. This is very important for credit card holders who want to raise the limit. If you can't repay in full and on time, there will be a bad record of credit card repayment, which will not only affect the cardholder's personal credit information, but also greatly extend the time for credit card to increase the credit limit.
4. Enrich the consumption types of credit cards. Different consumption types will reflect cardholders' different consumption concepts and spending power, and will also affect the progress of credit card promotion to some extent. Within the scope of our power, we will increase the opportunities for large-scale credit card spending to promote the credit card limit as soon as possible.
CITIC Bank's credit card has always been aimed at serving the public and will serve the public better in the future. Many people who have used credit cards know that credit cards are very convenient, not only in domestic supermarkets, but also in some foreign consumer places. Credit cards have greatly facilitated the general public and enabled banks to make more profits from them.
What is the limit of CITIC Platinum Card?
Generally speaking, the credit line of CITIC Bank Platinum Credit Card is 10000-50000. The credit card limit mainly depends on the applicant's personal qualifications, and is given according to the comprehensive score of the information submitted by the applicant.
When applying for a credit card, try to provide proof of my financial source. Good credit is also helpful for approving a higher credit limit.
On the basis of integrating diversified services and functions, CITIC Bank Platinum Credit Card provides its target customers with value-added products that meet their characteristics.
China CITIC Bank:
Nature of CITIC Bank: The full name of CITIC Bank is CITIC Bank Co., Ltd., which was established in 1987, formerly known as CITIC Industrial Bank and changed to CITIC Bank at the end of 2005. CITIC Bank is one of the national commercial banks, headquartered in Beijing, and its main shareholder is China CITIC Limited. "
CHINACITICBANK, formerly known as CITIC Industrial Bank, was founded in 1987 and renamed at the end of 2005. CITIC Bank is one of the national banks in China, with its headquarters in Beijing. Bancobilbaovizcaya Argentina (S. Abbva) spent 5.065438 billion euros (about 5.02 billion Hong Kong dollars) to buy a 5% stake in CITIC Bank, or it may choose to increase its shareholding in CITIC Bank to 10.07%. On April 27th, 2007, CITIC Bank was listed on the Shanghai Stock Exchange. CITIC Bank is the seventh largest bank in Chinese mainland, with total assets exceeding HK$ 65,438+0,200 billion, employees exceeding 65,438+0,600 and more than 540 branches. It is one of the six banks and three guarantees for Chinese financial stocks in Hong Kong.
Create background
At the end of 1984, with the need of economic development, China International Trust and Investment Company (hereinafter referred to as CITIC Company) fully engaged in foreign exchange banking. With the consent of the People's Bank of the State Council and the People's Bank of China, we will set up a banking department to expand foreign exchange banking business and do a good job in preparation.
1In April, 1985, CITIC Company established the Banking Department on the basis of the former Finance Department, and further expanded the comprehensive banking business such as external financing, foreign exchange trading, loan issuance, international settlement, financial leasing and deposit absorption. Since its establishment two years ago, the banking department has made great progress with the strong support and help of the People's Bank of China and the State Administration of Foreign Exchange. Through handling RMB and foreign exchange deposits, loans, import and export letters of credit, international leasing, securities and foreign exchange transactions, foreign exchange and other businesses, I have accumulated some experience and initially met the conditions for setting up a bank.
1986 at the end of may, citic company applied to the people's bank of China to reorganize the banking department of citic company into citic industrial bank.
At the beginning of 1987, CITIC Bank was formally established with the approval of the People's Bank of the State Council and China. Headquartered in Beijing.
1In April, 1987, the People's Bank of China approved CITIC Bank as a state-owned comprehensive bank, a subsidiary of CITIC Company, with independent legal personality. The registered capital is 800 million yuan. Self-management, independent accounting, self-financing. You can set up branches at home and abroad to operate approved banking business.
How much does CITIC Platinum Card start?
CITIC Bank's platinum credit card limit is generally above 50,000.
1. At present, there are many types of credit cards provided by CITIC Bank, among which platinum cards are very popular. As far as we know, the credit card limit is general, and each type of credit card is different. The amount of the Platinum Credit Card of CITIC Bank is 10000-50000. The minimum amount of the credit card you can get is 3,000 yuan, and the maximum amount is 100000 yuan, which mainly depends on the credit card amount and personal quality, not to say that the specified amount is certain. When applying, provide economic proof as much as possible, such as real estate license, motor vehicle license plate and other property under your name. Besides financial resources, you should also consider the nature of your job and your income. In order to meet the requirements, I will give you a large credit card, which is a very important comprehensive score.
2. When you get CITIC Platinum Credit Card, you should first use this card for overdraft consumption and keep a good repayment record. After a period of time, you can apply for the amount from the bank and submit some other valid financial certificates to help approve the application amount. If you want to use your credit card quickly, you can use it often and spend it anywhere, regardless of the amount. It is best to submit at least 30% of the total consumption bill every month. Credit card spending requires three consecutive months of bills, which cannot be interrupted in the middle, that is, spending every month.
3. From the card level, CITIC's credit card has little difference in the amount of gold cards, which can be used for a period of time, and the amount of gold cards is higher than that of platinum cards. The amount of the Platinum Credit Card of CITIC Bank is generally 6,543.8+0,000 to 20,000, and the specific amount depends on the individual's application qualification. The credit card limit of CITIC Bank is determined according to the applicant's financial status and credit status. There are many factors for reference, such as the nature of the customer's work, education, income, personal stability, personal assets, personal social credit and the use of other financial products. If you are not satisfied with your credit card limit, you can apply for adjustment after using it for a period of time.
: 1999, CITIC Bank officially launched the CITIC Debit Card, realizing nationwide access, bank-wide access and inter-bank access, with one card for multiple users, one card for multiple functions and one card for multiple purposes. "Wealth management treasure" is favored by the market for its advantages of compound intelligent wealth management, and has been officially approved by the State Administration for Industry and Commerce as a national registered trademark, becoming the first registered trademark in the field of financial services.
What's the limit of CITIC Credit Card Platinum Card?
How much is the credit card platinum card quota of CITIC Bank?
The amount of platinum card of CITIC Bank Credit Card is generally 1, 000-20,000, and the specific amount depends on personal qualifications at the time of application.
The credit card limit of CITIC Bank is determined according to the applicant's financial situation and credit situation, and there will be many reference factors, such as the customer's work nature, education, income, personal stability, personal assets, personal social credit and the use of other financial products. If you are not satisfied with your credit card limit, you can apply for adjustment after using it for a period of time.
What is the general credit card limit?
Different grades of credit cards have different credit limits. The following is the approximate amount of credit cards of various grades:
Puka: Generally, it is 1 0,000-10,000, and a card without a gold card can be 50,000.
Gold card: generally 10000-50000 yuan. Some special cards only have gold cards, and the amount is between 5000 and 50000 yuan, such as city cards.
Platinum card: generally more than 50,000 yuan, up to more than 200,000 yuan.
Unlimited card: only platinum credit card users are invited to issue cards, and the amount is the same as that of platinum cards, more than 50 thousand yuan.
Black card: The general amount will be around 200-100000.
This is the end of the introduction of the credit card platinum card quota of CITIC Bank.