How to apply for Bank of Communications Angel Loan? What are the requirements?

After Haoxiangdai, the Bank of Communications Credit Card Center has launched another consumer credit product - Angel Loan. Users who meet the conditions can apply for a loan of up to 300,000 yuan. So what do you need to do to apply for an Angel Loan? What to do? What qualifications are required? Let’s take a look below.

Angel loan is a consumer credit service of Bank of Communications. If the cardholder successfully applies, he or she will be issued a Bank of Communications credit card and obtain an angel loan limit. For single purchases of more than 500 yuan, installments will be automatically issued for up to 24 months. The outstanding balance will be included in the credit card, and the angel loan will be repaid when the credit card is repaid.

Application conditions:

1. Applicants must be 24 years old and no more than 35 years old;

2. Must be an educated youth with a college degree or above;

3. Have a stable job and source of income, and no pressure to repay the loan;

4. Have never applied for a Bank of Communications credit card, which means that only new customers can apply for angel loans. .

Application process:

All application procedures for Angel Loan can be completed online. The process is simple, the approval speed is fast, no mortgage or guarantee is required, and there are basically no restrictions on usage scenarios. All your consumer credit needs can be met by swiping your card to get a loan. The specific application method is as follows:

1. Self-service application on the official website: log in to Bank of Communications - Credit Card - Consumer Credit - Angel Loan - Apply Now. Get the card approved quickly on the same day;

2. WeChat application: Follow the WeChat account of the Bank of Communications Credit Card Pay Bar and enter Angel Loan to receive Angel Loan application, use and other related information. You don’t have to worry about visiting bank branches, and the application process is very convenient. Compare which one is better, Bank of Communications Haoxiangdai or Angel Loan, from these three aspects

The differences between Bank of Communications Haoxiangdai and Angel Loan are the same formula but different taste

Bank of Communications Haoxiangdai How to apply for a loan?

There are many ways to apply for Bank of Communications Haoshang Loan, as follows:

1. WeChat official account

Follow the WeChat official account "Bank of Communications Credit Card (Credit) Card) | Pay the bill", enter the credit loan page through the bottom menu "Apply for Card - Loan", click "Haoshangdai", provide personal identity information as required on the page, submit it, and you will have the opportunity to be approved in seconds.

2. Paying Bar APP

Log in to Paying Bar APP, click "Haoshangdai" under the credit loan and financial management column, fill in the information according to the page requirements, and submit.

Bank of Communications credit card, technology to apply for a credit limit, operation method of 300,000 Haoxiang loan

When it comes to Bank of Communications credit card, we have to talk about its characteristics. Bank of Communications credit card, some people call it He is an iron rooster. Some people call him the King of Risk Control, and some call him Ten Thousand Years Five. Do you feel this way?

Every cardholder must have a Bank of Communications credit card.

Why?

First: The Bank of Communications credit card limit increase is reviewed by the bank system. You only need to know some limit increase techniques. It is easy to increase the limit of a Bank of Communications credit card in 6-9 months. Double.

Second: The loans behind Bank of Communications credit cards are very powerful. For example, if the character score of the credit card reaches 750, you will get a Haoxiang loan. Of course, these prerequisites are based on you knowing how to use the card.

Applying for a Bank of Communications card is very simple, and you can pass it easily. For cardholders who are not very knowledgeable, it is more difficult to increase the credit limit, because the Bank of Communications is a system review and it is difficult to do so. If you can understand it, The review standards are a powerful tool for financing.

To apply for a Bank of Communications credit card, you must choose the corresponding card type based on your personal qualifications, for example:

1. Those who often use iQiyi membership to watch movies can apply for Bank of Communications Credit Card Qiyi Credit Card

2. If you have stayed at Jinjiang Inn, you can apply for the Bank of Communications Jinjiang Star Blue Whale Credit Card

3. For shopping at Walmart supermarkets, you can apply for the Bank of Communications Pacific Walmart Credit Card

4. JD Xiaobai with a credit score of 70 or above can apply for a Bank of Communications JD co-branded card

5. Frequent users of Vipshop can apply for a Vipshop co-branded card (youth version)

6. Those who have graduated from a full-time college or above can apply for a YOUNG card

The Bank of Communications credit card adopts an automatic approval system. After filling in the information and submitting the information, it will either be approved or rejected in seconds.

Combining some card application channels and packaging information such as academic qualifications and workplace, the card acceptance rate is 90%. The Bank of Communications' card acceptance rate is not only ranked first, but it is definitely ranked in the top three. If your qualifications are really bad to the extreme, you need to use transfers to build up your qualifications. You need to apply for a savings card, do a round of transfers, and then get a Bank of Communications credit card, and then use the Bank of Communications card to get credit cards from other banks. If you want to know how to increase your turnover, you can contact_

The following will talk about some common problems of transportation credit cards common to laymen---it is difficult to raise the limit

I believe that friends who have Bank of Communications credit cards, in In the process of using the Bank of Communications credit card, I found that it is very difficult to increase the credit limit after using the credit card for a long time. The credit card limit seems to be rusty. It has always been this limit. Even if it increases, it will only increase by 1,000.

If you also have such a question, next, I will tell you the answer.

Friends who don’t know how to use cards call Bank of Communications the “Iron Rooster”. Why is it called such a name? Because the Bank of Communications is really struggling, many people are very distressed. The Bank of Communications credit card is clearly used very well, but why can't the limit be increased? Well, let me tell you, it's because you don't understand the reason for increasing the credit limit of the Bank of Communications credit card. I believe many people know that the Bank of Communications credit card has a character index. As long as the character index of the Bank of Communications credit card reaches 695 points, the Bank of Communications credit card will have a temporary limit. As long as the character index reaches 750 points, your credit card will be good. Enjoy the loan limit.

So since it is a system audit, then you can use the Bank of Communications credit card well by meeting the system standards at the minimum cost. In fact, mastering the following three points will help you increase your credit card limit very quickly. Experts see only roads, while laymen see only mountains. If you want to learn how to apply for a large-amount credit card, raise the limit, package online loans, handle overdue transactions, and get financing, you can contact _.

When using a Bank of Communications credit card, you need to understand three points!

First, pay attention to the number of credit card transactions. If you only make three or five card transactions a month, it will be difficult to increase the limit. At least 20 card transactions per month.

Secondly, Bank of Communications is not interested in the number of card swipes and does not like installments. The total amount of card swipes on a single billing day is very important for raising the limit.

Thirdly, there are strong requirements for POS, because it is a system review. If the POS machine uses the jump code and the amount does not match the merchant, it will basically be declared a failure to increase the amount. Of course, there are also solutions. Methods, systems are systems after all.

As long as the bill optimization reaches the standard, the next step is to remind the system to increase the limit for us. So how to remind the system to increase the limit for us? I generally use three methods.

First, large purchases, because as soon as I made a large purchase, he suspected that I had cashed out, so he went to check my credit. This guy is too presumptuous, did I agree?

Second, applying for a new credit card will force the bank to re-evaluate my qualifications. This is also what is often called a curve increase.

Third, there is a dormancy method spread outside, which says that if you don’t use it for half a year, your quota will be raised. Waiting for half a year for the child to have a good time, it is too long and you don’t think about it. If you make a mistake, another way is to call the customer service staff to raise the quota and ask the customer service staff to report the quota increase to the upper management.

Finally, there is the Haoxiang Loan of Bank of Communications, which offers a maximum of 300,000 yuan. If there is a provision according to the increase plan I formulated, the character score will actually be above 750. Okay, finally, I wish you all have fun with the transportation card as soon as possible. If you still have questions, you can follow my headlines or send me a private message_.

How to apply for a good cash loan with a Bank of Communications credit card? Learn about the application conditions and channels!

As the National Day approaches, the Bank of Communications has released the high-value cash installment business of Haoshidai credit card. It is said that this event can only be held before the National Day every year, and the maximum loan amount is 300,000 yuan. Yes, you can also repay in installments. So, how to apply for this good cash loan? What are the requirements? Let’s find out together below.

1. Application conditions for Bank of Communications credit card good cash loan

1. Good cash loan installment can only be applied by the principal cardholder, so if you want to apply for a good cash loan, you must have it Bank of Communications Credit Card:

2. To apply for a cash installment loan, you must obtain a cash loan limit before applying:

1) Customers who do not hold a credit card: The bank will approve the application based on the customer's application. If approved, you can get a good cash loan limit. After the application is successful, a Bank of Communications credit card will be issued;

2) Customers who already hold credit cards: The bank will regularly screen qualified customers based on risk policies and Grant a good cash loan line.

2. How to apply for a good cash loan with a Bank of Communications credit card

Customers who have obtained a good cash loan limit can log in to pay the bill APP, mobile banking, online banking and other self-service channels to open it. Here is the explanation Here are some common activation methods:

1. Activation of mobile banking: Open Bank of Communications mobile banking and log in, then click Credit Card - Cash Installment - Haochian Loan, and follow the prompts;

2. Open online banking: log in to Bank of Communications online banking, credit card - I want a loan - I want cash - Haochen Loan, and follow the prompts.

3. WeChat activation: Follow "Bank of Communications Credit Card | Pay the Bill" on WeChat, click "Apply for Card·Loan - Installment/Loan" in the menu at the bottom of the official account, and enter "Haoxiandai | Bank of Communications Credit Card" -Special area-Haocen Loan, follow the prompts to apply.

The above is the relevant introduction to "How to apply for a good cash loan with a Bank of Communications credit card? Learn about the application conditions and channels!" After successfully applying for a cash loan, the money will be transferred to your designated debit card. After arriving, you can withdraw cash or directly swipe your card for consumption. However, after the application is successful, you must repay the credit card every month, otherwise it will be overdue and affect your credit.

That’s it for the introduction of how to get a loan with a Bank of Communications credit card.