You can get a credit card if you have a car under your name, but whether you can pass it depends on your personal situation. It is easy to apply for a credit card if you have good personal credit, sufficient repayment ability and vehicle driving license as financial proof. However, if the personal credit report is seriously overdue and the personal debt is relatively high, even if there is a car under the name, the bank may refuse the application considering the repayment ability. In addition, in addition to preparing the required information, the owner must also maintain good credit and stable repayment ability, and the personal debt ratio should not exceed 50%.

If the credit card limit is low, will it affect if you want to cancel it?

If the user's credit card limit is relatively low and can't meet the demand of personal consumption, he can apply for cancellation, usually without any adverse effects. Unless the user has bad behavior when using the card, it will bring bad influence to the user. Of course, if the user has just approved the card and found that the amount is not high, directly applying for cancellation may leave a bad impression on the bank.

Usually, the credit card limit is not fixed. Even if the initial limit of the card is not high, as long as the user uses the card well and records the consumption and repayment, the issuing bank may increase the credit card limit. If the economic income of users increases in the future, they can also provide new wealth management income information to banks and propose to increase the quota.