Credit card disputes shall be under the jurisdiction of the people's court of the defendant's domicile or the place where the contract is performed. If the place of domicile is inconsistent with the place of habitual residence, the people's court of the place of habitual residence shall have jurisdiction. Credit card infringement disputes shall be under the jurisdiction of the court where the defendant is domiciled or where the infringement occurred. If the place of domicile is inconsistent with the place of habitual residence, the people's court of the place of habitual residence shall have jurisdiction. In the case of concurrent breach of contract and infringement, the court with jurisdiction over the credit card dispute will be determined according to the plaintiff’s choice of litigation request