1. Learn more about credit card-related policies and terms.

2. communicate with the bank to find out the feasible schemes such as repayment delay and installment payment.

3. Make a financial plan, evaluate your repayment ability, and set the goal of giving priority to debt repayment.

4. Check personal assets and find additional sources of funds to deal with liabilities.

5. consult a professional financial adviser to get appropriate advice and help.

The details are as follows:

First of all, it is very important to understand the policies and terms related to credit cards. Defining the credit card repayment period, interest rate, late payment fee and possible consequences after overdue can help you make more informed decisions.

secondly, effective communication with banks is very important. By contacting the bank, you can find out whether there are flexible schemes such as repayment delay or installment payment. These schemes may help to lighten the burden and reduce the risk of overdue.

in addition, it is essential to make a financial plan. Evaluate the current income and expenditure, determine your repayment ability, and set the goal of giving priority to debt repayment. Reasonably plan the capital flow to ensure timely repayment or minimize overdue.

In addition, checking personal assets can help find additional sources of funds. There may be some realizable assets, such as idle items and stocks. By selling or cashing in these assets, the repayment ability can be increased.

Finally, it is wise to seek the advice of a professional financial adviser. They have professional knowledge and experience, and can provide tailor-made solutions and guidance according to individual circumstances.

To sum up, in the face of the overdue provision of 4, credit card liabilities, it is necessary to know the policy terms in detail, communicate with banks to find feasible solutions, make financial plans, check personal assets and consult professional financial consultants for better help and advice.

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