Is it better to cancel the credit card for the time being or keep it?
If this card has no bad record, then if you don't use it, I suggest you cancel it, because you will still have an annual fee if you don't use it, and then you will have a bad record if you forget it. If you have a bad record, I suggest you continue to cultivate your reputation, otherwise your bad record will not be eliminated. As long as there is no bad record, cancellation will not affect the use of credit cards in the future.