Credit card system refers to a software system for managing various functions related to credit card business. It includes credit card application, card issuance, transaction processing, bill generation, repayment management and so on. Credit card system mainly focuses on credit evaluation, transaction processing, account management and other services for cardholders.
the core system is the core platform of a financial institution, which is used to manage the core business and operation of the institution. It is a comprehensive system, including various financial business management modules, such as customer management, account management, capital settlement, risk management and so on. The business scope managed by the core system includes not only credit card business, but also savings accounts, loans, corporate finance and other fields.
therefore, the difference between the credit card system and the core system lies in the business scope and functions it manages. Credit card system mainly focuses on credit card-related business, while the core system is a comprehensive system of financial institutions, which is responsible for managing the core business of banks. In a financial institution, the core system usually includes the credit card system as a subsystem.