2. If the card is a savings card, the cardholder needs to bring his ID card and bank card to the bank outlet to unlock it. If the card is a credit card, you can generally reset the password in mobile banking, which is subject to the regulations of the bank.
There are many reasons why bank cards are locked. After the bank card is locked, you can directly call the bank customer service hotline for consultation, and then make corrections according to the reasons. Bank card locking is generally for banks to ensure the safety of funds in bank cards and avoid the economic losses of cardholders.
Knowledge expansion
The solution should be analyzed according to the specific situation:
1. Password error: Most banks stipulate that if the password is entered incorrectly for three times, it will be locked. In this case, it will be unlocked automatically after 24 hours.
2. Court Freeze: When the bank risk control system monitors that the cardholder will be locked due to cashing, overdue repayment of the credit card, or the cardholder is frozen by the court according to the judicial judgment due to economic crimes, absconding with money, etc., the bank card will also be locked. If you want to unlock it, you need to wait until the case is handled at the end, and then submit relevant information to the bank to apply for unlocking.
3. Machine failure: If the password is locked due to machine failure, you need to go to the bank outlet to unlock it or call the bank customer service for consultation.
In addition, when the bank card has abnormal transactions, such as large transaction payment in different places, transfer to suspected fraudulent accounts, abnormal account behavior, etc. At this time, it was discovered by the bank background monitoring system. In order to protect the interests of customers from losses, banks sometimes temporarily stop paying and freeze accounts.
Bank card unlock:
Note: First of all, I want to make it clear that up to now, if your bank card password is entered incorrectly for three consecutive times and locked, it cannot be unlocked. None of the banks has given a way to deal with it on their own. You have to rely on the bank to unlock it. So be sure to specify your bank card password before entering. If you enter it twice, don't lose again.
The first step of unlocking: if it is locked, don't worry. Please bring your second-generation ID card and your bank card to any business place of your bank card bank to unlock it. Please remember the three unified standards, otherwise the bank will not handle it. This is a lesson.
The second step of unlocking: everything is ready. When you get to the business hall, you need to go to the self-service machine to get a queue number, and then listen to the radio. Otherwise, no one will pay attention, which is also a impolite way.
The third step of unlocking: after arriving at the counter, you need to explain your situation to the counter staff. Don't worry, make it clear first. The bank will reset your bank card according to your identity. Then I'll give you a credit card reader to reset your bank card password.
The fourth step of unlocking: generally, all bank reset passwords are confirmed three times and are six digits. Here you need to think of a simple and easy-to-remember password to confirm. After all processing, the whole password is unlocked.