Normally, although an overdue credit card will leave a bad credit record on the personal credit report, it will not affect people's travel, so it is natural to take the high-speed rail.

But if your credit card is overdue for too long, and you are sued by the bank and enforced by a court judgment, and you still refuse to repay, you will most likely be included in the list of dishonest persons by the court. among. Once you enter the list of dishonest people, your daily travel will be affected. You will not be able to buy tickets, and naturally you will not be able to take the high-speed rail.

Therefore, when your credit card is overdue, you must pay it back as soon as possible to avoid more serious consequences and affect your personal life. And even if you can't pay it off, you can still negotiate with the bank and ask the bank to grant you a longer period of grace. As long as you have a positive willingness to repay the loan, the bank will generally agree.