Generally speaking, the remaining amount in the card can be used. In addition, if repayment is made in installments, the installment amount can still be used, because credit card installment accounts for the credit card amount. In other words, the credit card installment amount has already occupied the quota, so there is no quota or the available quota will be less. But there is no part that is not affected by stages. I don't know if my answer is clear. I hope my answer can help the landlord!