The suspension of the use of credit cards may affect the credit cards of other banks. As long as the bank that stopped the card submits the bad credit record, other credit card issuers will adjust the credit card use authority accordingly according to the bad credit record.

①

If it is not overdue within the grace period, if there is no grace period, the overdue interest and overdue fine will be calculated directly;

②

The late payment fee is 5% of the arrears, and the interest is calculated at the daily interest rate of five ten thousandths;

③

Call the credit card center or bank to explain the situation;

④

If it is overdue once, it will be repaid immediately in a short time, which will not have any impact on the credit record;

⑤

Have a certain impact on other bank loan businesses being used;

⑥

Have a certain impact on the use of credit cards;

⑦

Personal credit records entered in the diary are overdue for more than 60 days;

⑧

Records overdue for more than 90 days are regarded as bad credit information.