Hello, credit limit refers to the maximum overdraft limit given to your credit card by the bank when approving your credit card. Within this limit, you can only spend by credit card, and beyond this limit, you can't spend by credit card normally.

The credit limit is based on the information you fill in when applying for a credit card and the relevant supporting documents you provide. The main card and the supplementary card enjoy the same credit limit. Under normal circumstances, the RMB limit and the US dollar limit of dual-currency credit cards are interchangeable. For example, your limit is 30,000 RMB. If you use a card abroad, your credit limit is equivalent to about 5,000 US dollars.

The bank will adjust the credit limit regularly, but you can provide relevant financial proof on your own initiative and request to adjust the credit limit.