To complain about violent collection of credit cards, you must have valid evidence. As for what is strong evidence, you can provide the total recollections of both parties, screenshots of insulting text messages sent by the other party, videos of physical conflicts with the card holder, etc. Anyone who repeatedly sends insults, threats or other messages that disrupt the normal life of others shall be detained for not more than five days or fined not more than 500 yuan; if the circumstances are serious, he shall be detained for not less than five days but not more than 10 days, and may be fined not more than 500 yuan. The editor below will give you detailed answers. If you have other credit card questions, you can click on the link at the end of the article for legal consultation and let a professional lawyer take care of your worries.

1. How to complain about malicious credit card collections 1. To complain about malicious credit card collections, you must have valid evidence. 2. As for what is considered strong evidence, you can provide recordings of calls between the two parties, screenshots of insulting text messages sent by the other party, videos of physical conflicts with cardholders, etc. 3. The "Public Security Management Punishment Law" clearly stipulates that anyone who repeatedly sends insults, threats or other messages that interferes with the normal life of others will be detained for not more than five days or fined not more than 500 yuan; if the circumstances are more serious, he will be fined not more than 500 yuan. Detention for not less than 10 days but not more than 10 days, and a fine of not more than 500 yuan may be imposed. If you encounter credit card debt collection and your address book is depleted, you can directly complain to the bank or the China Banking and Insurance Regulatory Commission. If necessary, you can call the police and request judicial help.

2. Is it illegal to use harassing text messages for credit card debt collection? 1. If the credit card debt collection method destroys the address book, it is illegal to make frequent calls and text messages to harass the contacts in the cardholder's address book. . It mainly violates the provisions of the "Public Security Administration Punishment Law", that is, "repeatedly sending obscene, insulting, threatening or other information to interfere with the normal life of others." 2. Punishment standards: will be detained for not more than five days or fined not more than 500 yuan; if the circumstances are serious, the person will be detained for not less than 5 days but not more than 10 days, and may be fined not more than 500 yuan.

3. Consequences of overdue credit card repayment 1. First of all, overdue credit card overdraft is a breach of contract. The bank can require the cardholder to repay the principal, overdue interest, liquidated damages, etc.; if the bank If you sue in court and win, the cardholder will still have to bear the litigation costs. 2. Secondly, if the cardholder maliciously overdrafts a certain amount for the purpose of illegal possession and fails to repay the payment overdue, this constitutes a crime of credit card fraud and he will also bear criminal liability. 3. Finally, late payment will leave a bad credit record for the cardholder, which will affect the smooth progress of the cardholder's future loans and other activities. Malicious collection is not allowed by law. Bank collection must be carried out within the scope permitted by law. If we encounter violent collection, we can collect evidence and file a complaint with the relevant department. The above is the content compiled by the editor. If you encounter a dispute, you still need to analyze the specific issues in detail. If your problem cannot be solved, you can consult a lawyer.