Citic Loan is a short-term cash lending product based on credit cards. Eligible cardholders can apply for a minimum loan amount of 1, yuan, and the specific amount is determined by CITIC Bank according to the credit status of cardholders. 1. What is CITIC Borrowing Money? Borrowing Money is a short-term cash lending product of CITIC Bank that relies on the "electronic credit card with borrowing money". After the application is successful, the cash will be transferred to the debit card or CITIC Blue Card account in the applicant's name. This product has the advantages of no materials, no mortgage, real-time approval, second-level loan, etc. It can provide several loan days of 7/1/14/2 days, and the daily loan fee rate is .5%.

2. Basic conditions for CITIC's loan. 1. Apply only for qualified CITIC credit card quality cardholders. 2. Only the principal cardholder of CITIC Credit Card can apply, but the cardholder of official card or supplementary card cannot apply.

iii. within the scope of CITIC's loan amount, the minimum loan amount of CITIC's loan amount is 1, yuan, and the maximum loan amount is 3, yuan, and the application amount is an integer multiple of 1, yuan; The specific loanable amount shall be determined by CITIC Bank according to the credit status of the cardholder. It should be noted that there is a temporary installment limit when handling the loan business, and the processing amount is greater than the temporary installment limit, and the excess will occupy your permanent limit; The temporary quota will be deducted first for each repayment. After the temporary quota is paid off, the permanent quota will be continuously restored with the monthly repayment. If there is no temporary installment limit when handling the loan-with-money business, all the processing amount will occupy the permanent limit, and the permanent limit will be continuously restored with the monthly repayment.

4. How to apply for CITIC's loan? 1. The cardholder logs in to fill in the identity verification information, and fill in the loan amount, number of installments and other information; 2. After successful processing, the bank will lend money in real time, and the loan can be completed in 5 seconds at the earliest; 3. Cash reaches the debit card account in the applicant's own name.