What is ETC?
ETC (Electronic Toll Collection (ETC)) literally translates into electronic equipment highway toll collection, which is usually called non-stop management system software. There are one or several ETC lanes on the expressway. According to the short-distance communication between the ETCrfid tag assembled on the windshield and the microwave antenna above the ETC lane of the high-speed toll station, the application of network technology is connected with the background management and settlement of financial institutions by software, so as to achieve the purpose of charging according to luqiao district. The ETC card on ETC machines and equipment is also a savings card. At this stage, it is mainly divided into three categories:
I. ETC Charge Card
According to the charging standard of expressway toll station, the computer will prompt and record the driving situation, and the system software will automatically deduct the corresponding fees from the bank account authorized by the customer in batches, and repay them monthly without recharging, and pay an extra service fee of 1% each time. The difference between ETC prepaid cards and stored-value cards is that ETC prepaid cards can only be applied by car buyers, while ETC stored-value card applicants can also be individuals, enterprises and car buyers.
Second, ETC stored value card (savings card)
That is, it is often said that B card does not have the cash withdrawal function. Only prepaid expenses (deposit) can be applied. When the balance of ETC stored value card is insufficient, it can't be used in ETC lane, and it may be included in ETC credit blacklist.
Third, ETC credit card
Generally, such ETC credit card co-branded shoes driving cards are sold in cooperation with financial enterprises such as financial institutions. It integrates the functions of credit card finance and driving card CPU dual-page ai chip, which is equivalent to driving card when applied to expressway toll station, and equivalent to credit card when applied to financial industry and consumer industry.
Which is better, ETC prepaid card or stored value card?
Generally speaking, when the account balance of ETC stored-value card is sufficient, it is more convenient to apply for ETC stored-value card, and there is no repayment procedure for ETC stored-value card, so it is inconvenient to recharge ETC stored-value card. ETC recharge cards don't need to worry about the account balance, which is very useful for basin friends who often run fast, but they need to pay a certain service fee.
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