For many cardholders, 2017 is the best time to apply for a credit card. Stimulated by the New Deal, major banks have relaxed credit card review procedures. Especially for cardholders who have no job and no income, it will be easier than usual to apply for a card. So, here comes the question: Can I apply for a card online? Let’s take a look below. Applying for a card by card refers to applying for a credit card from another bank using a credit card that is currently in use and in normal card status. Generally, applying for a card by card can only be applied through the counter, but there are also several banks that support online application by card. Stuck. Credit cards from China Guangfa Bank, Ping An Bank, and China CITIC Bank can be applied for online or over the counter, so those who want to apply online can consider credit cards from these three banks first. However, whether you apply for a card online or at the counter, the regulations of each bank are basically the same, and you must meet the card application conditions.
The basic conditions for applying for a card are as follows: 1. Have a credit card and preferably no more than 3 credit cards from other banks. 2. The credit card used to apply for the card must be used for more than 6 months and have no bad records. 3. The credit limit used to apply for a card should not be less than 5,000 yuan. In addition, many cardholders are not only interested in whether they can apply online for applying for a card by card, but they are also interested in how much credit they can get by applying for a card by card. , when applying for a card with a card, the issuing bank will refer to the limit and level of the existing credit card. If the credit card limit on hand is already relatively high, the limit for applying for a card with a card will be relatively good, otherwise the limit will be relatively low.