What should I do if I want to cancel my ICBC credit card? What to pay attention to?

1. Go to the bank counter to cancel your credit card. If you know clearly that your ICBC credit card has met the conditions for cancellation, you can go to any ICBC to cancel the credit card. When you go to cancel, you need to bring important information such as your ID card and credit card. The bank teller will accept the application and help cancel the credit card.

2. Call the ICBC credit card service hotline to cancel the credit card. After the customer service staff receives the call, they will accept the application for canceling the credit card, and you can then proceed according to the customer service requirements.

Warm reminder: If the card requires an annual fee, it is recommended to continue using the card to meet the annual fee reduction standards before canceling the card.

Extended information

Things to note when canceling a credit card

1. Cancellation of card ≠ cancellation of account. There is a cycle for canceling a credit card, and it takes 45 days to officially complete the account cancellation. However, many people think that canceling the card means canceling the account. In fact, this is not the case, because after canceling the card, the bank also needs to confirm whether you have any outstanding bills. Such as SMS management fees, etc., so when canceling a credit card with the bank, you must be clear about the difference between canceling the card and canceling the account.

2. You should not use the credit card again before the credit card cancellation takes effect. Otherwise, the credit card cancellation will be automatically revoked, which means you have not canceled the credit card.

3. If the cancellation of the credit card has taken effect, it is recommended to cut the magnetic strip of the credit card to avoid theft of the credit card.

Industrial and Commercial Bank of China - Credit Card Cancellation Method

Is it still necessary for ICBC to cancel the credit card application?

Yes. Log in to the official website of ICBC, select the "Credit Card" section, and click "Cancel Credit Card" to cancel. 3. Bill cancellation credit card application. Bring your valid ID card to the bank counter to cancel. 4. Cancel credit card application through the bank’s official account

How can I cancel the credit card application I applied for online at ICBC?

If you need to cancel your previous credit card application, you can call the ICBC customer service hotline 95588 or Report the relevant situation to the card issuer’s branch.

The required materials for applying for a credit card are:

1. Credit card application form

2. Original and copy of ID card

3 , proof of work, proof of income

4. Those with non-local household registration also need to provide proof of residence

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Benefits of credit cards:

1. You can use overdrafts without deposits, and you can enjoy an interest-free period of 20-56 days. If you repay on time, you will not be charged any interest (most banks will charge an interest of 50,000 cents on the day of cash withdrawal, plus 2% (ICBC does not charge handling fees for cash withdrawals and only charges interest).

2. Swiping your card when shopping is not only safe and convenient, but also provides points for gifts.

3. You can enjoy discounts when using the card at the bank's designated merchants.

4. Accumulate personal credit and add integrity records to your credit file, which will benefit you throughout your life.

5. It is accessible nationwide and you can withdraw money or make purchases by credit card at ATMs and POS machines with the UnionPay logo;

ICBC - How to cancel the application after applying for a credit card online

This concludes the introduction to ICBC credit card cancellation application and how to cancel ICBC credit card. Have you found the information you need?