Travel credit cards are easy to use.

1. Unbounded credit cards have no physical medium. After customers apply, they will get a string of card numbers, which can then be bound to UnionPay Cloud QuickPass, as well as third-party payment platforms such as WeChat and Alipay for consumption. The longer you use it, the higher the amount will be.

2. Travel credit cards have two major functions: open revolving loan and installment payment. As long as the cardholder repays the loan regularly in accordance with the agreement, the credit relationship between the consumer and the bank will continue, so this is an open loan. Open revolving loans include. Cash withdrawals based on bank credit card schemes and overdrafts on travel credit cards. The installment payment itself is a closed loan, because the credit relationship between the bank and the customer has a clear termination point. Housing loans and car loans use tangible goods as collateral, while for vacations, medical care and other consumption, there is no tangible collateral. It can be seen that travel credit cards have both open and closed loan functions.