1, education: bachelor degree or above, with high card issuance success rate.
2. Work situation: If you don't have a job at present, it is recommended to apply for a job after 6 months. Without a stable job, it is easy to be rejected.
3. Income: you can fill in a little higher. But not too much, which is related to the applicant's quota.
4. Credit: If there is a record of overdue repayment, it is recommended to pay off the arrears, and then continue to cover the bad credit record with a credit card, and apply for a credit card again after 24 months.