The reasons for this situation are usually:

1, with a credit history. This is very important. If you are a white household, have no previous credit experience, and the bank has no record of evaluating risks, then for the first time, the credit line is the lowest. If you have a card before and have no bad record, the bank will have a good impression on you. If the quota is appropriately relaxed, the natural quota will be higher.

Let's look at the qualifications of the applicant. The information you fill in when you apply is useful, and the bank can also find your information through your ID card. They spend most of their time investigating. I will give you a comprehensive score by examining various indicators such as age, education, family conditions, occupation, average income, assets and credit history.