Guangfa Credit Card has different interest-free periods according to the types of cards. The repayment due date of standard card, hope card and QQ card is the 26th day after the monthly bill date. Standard card, hope card and QQ card: minimum repayment amount = X5 %+ of the total amount to be repaid+the minimum repayment amount outstanding in the previous period. The minimum repayment amount of credit card with interest-free period of 20 days = the total amount to be repaid x 10%+ the minimum repayment amount outstanding in the previous period.