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If I pick up an ID card and apply for a credit card, will the bank know about it?

You will know and the bank will verify the personal information. Credit card needs to be applied for in person.

Requirements for applying for a credit card:

1. Aged 18 and below 65 years old;

2. Have a good credit record;

3. Applicants may apply for no more than two supplementary cards for their spouses or relatives who have full capacity for civil conduct.

Materials for applying for a credit card:

1. Identity proof: copy of resident ID card or military officer ID;

2. Work and income proof;

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3. Other proof of financial resources: such as a copy of the real estate certificate, a copy of the driving license, a copy of the deposit receipt, etc.

Credit card application process:

1. Fill in the application form;

2. Give the bank’s personal information and a copy of the information;

3. The bank sends it to the credit card center;

4. The credit card center reviews, prints and issues the card;

5. After I get the card, I open it and wait for the password letter .