The Notice on Printing and Distributing the Measures for the Administration of Credit Card Business has corresponding provisions:
Article 33 Any unit that opens a basic account in a financial institution in People's Republic of China (PRC) may apply for a unit card. You can apply for multiple business cards, and the cardholder qualification shall be designated and cancelled in writing by the legal representative of the applicant or his entrusted agent.
Every citizen with full capacity for civil conduct can apply for a personal card. Personal card holders can apply for supplementary cards for their spouses and 18-year-old relatives, and the number of supplementary cards shall not exceed two at most. The holder of the main card has the right to request the cancellation of its supplementary card.
Extended data:
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Relevant provisions of the notice on printing and distributing the Measures for the Administration of Credit Card Business:
Article 60? Commercial banks should establish and improve the management system of personal financial services, clarify the management departments of personal financial services, and formulate the management rules and regulations of financial advisory services and comprehensive financial services respectively according to the different characteristics of financial advisory services and comprehensive financial services.
The financial plan with capital preservation and floating income refers to a financial plan in which a commercial bank guarantees the payment of the principal to the customer according to the agreed conditions, and the investment risks other than the principal are borne by the customer, and the actual income of the customer is determined according to the actual investment income.
Article 61? Commercial banks should distinguish financial consulting services from general business consulting activities, and formulate working rules and norms for personal financial personnel in accordance with the principle of preventing misleading customers or improper sales.
Baidu Encyclopedia-Notice on Printing and Distributing the Measures for the Administration of Credit Card Business