Really
Baidu Wallet needs to bind a bank card and perform real-name authentication. This is for the security of the wallet account.
Take binding a bank card as an example. The method is as follows: After logging in to the wallet account, click My Bank Card Management, click Add Bank Card, enter the bank card information and then bind.
The so-called Baidu APP is Baidu's "mobile client". When we log in to Baidu on our mobile phone, this port is called Baidu APP.