First, the card numbers of credit cards and savings cards are different. Credit cards have 4 digits and 4 groups, with a total of 16 digits, savings cards have 3 to 5 groups, and the digits from 13 to 19 are different.

Second, the card face font is different. Credit cards are embossed, and savings cards are embossed and gravure, which can be convex or concave;

Third, anti-counterfeiting marks are different. Credit cards have specific holographic anti-counterfeiting marks, while savings cards have anti-counterfeiting marks, some of which are not necessary;

Fourth, the validity period is different; Credit cards have embossed effective service life, while savings cards are dispensable, and some only have the date of issue;

Five, the name pinyin is different, the credit card has the embossed cardholder's name pinyin and gender, while the savings card has some, some have no, and it is also dispensable.