China UnionPay Express can use credit cards. Users can access "My Wallet" through the China UnionPay Express APP, bind their credit cards to China UnionPay Express with the function of "adding cards", and then open the mobile phone flash payment function through the credit card details page, so that credit card transactions can be completed through the UnionPay QR code and NFC tag issued by merchants.

In addition, whether China UnionPay Express can use a credit card depends on the actual payment. If the credit card payment fails, you can change a savings card to complete the payment.

Not only that, there is no handling fee for paying back the credit card in China UnionPay. China UnionPay Express APP has supported credit card repayment at prime Bank, and the repayment amount can be automatically filled in. There is no handling fee for credit card repayment through China UnionPay Express APP, which basically realizes real-time repayment and avoids overdue risks.

Please contact official website or UnionPay customer service for details!