Credit cards can accept cash. There are two main ways to withdraw cash by credit card, overdraft withdrawal and overpayment withdrawal. Among them, overdraft cash withdrawal needs to pay interest, starting from the day of cash withdrawal; However, you don't need to pay interest for overpaying cash withdrawal, but you only need to pay part of the handling fee, depending on the bank's regulations.

Can I withdraw cash by credit card?

Credit card withdrawal is different from credit card withdrawal. Cash withdrawal by credit card is one of the inherent functions of credit card. Cardholders can withdraw cash from the bank by credit card. With regard to the method of withdrawing cash by credit card, the cardholder only needs to log in to our credit card online banking, select the cash advance function, and then follow the prompts, so that the cash advance from the credit card can be directly credited to the personal debit card account, which is relatively simple to operate.

The overdraft withdrawal amount is set according to the cardholder's use of the card, and the maximum is not more than 50% of the cardholder's credit limit. The daily limit of ATM withdrawal is 2000 per person per card. In addition to the withdrawal fee, domestic and foreign overdraft withdrawals also need to pay interest, and some banks can enjoy interest-free treatment.

It can be seen that credit cards can take cash, but they need to pay a certain handling fee. Among them, the local bank of ICBC has no handling fee, and Everbright Bank takes 2.5% of the cash withdrawal amount, with the lowest in 3 yuan and the highest in 200 yuan; The handling fee of Agricultural Bank is 1% of the transaction amount, with a minimum of 1 yuan, and the handling fee of Construction Bank is 1% of the cash withdrawal amount, with a minimum of 10 yuan.