2. Fill in the fixed telephone numbers of relatives and friends: If the user is temporarily unemployed and applies for a credit card at home, he can fill in the fixed telephone numbers of relatives and friends or ask the bank to transfer them to the user's mobile phone.
The telephone number of the company is a very important approval factor. In most cases, banks will call companies. If the company does not have a fixed line, the application pass rate will be greatly reduced. In short, users should fill in a fixed line that can contact individuals as much as possible, and they must fill in it. Such a bank will approve it, so you must fill it out truthfully. The above is how to fill in the relevant contents without a landline number for handling credit cards.
How long does it take to transfer the credit card into the account?
Generally speaking, after credit card consumption, the transaction is recorded on the same day and can be recorded the next day. But the repayment time of each bank is different. Bank of Communications made the deposit the next day, and ICBC and China Merchants Bank made the deposit the same day. Therefore, if the user repays, it is best to repay 1-2 days in advance, which can prevent the overdue repayment caused by the delayed arrival of assets. There is a buffer period for bank credit card repayment, so users do not need to repay 1-2 days in advance, and can repay on the repayment day. Even if the time is delayed and the overdue account is successfully entered, it is regarded as the user's repayment on time. When the credit card shows that it is being credited, the line will not be restored, because the repayment funds have not yet arrived, and only when it shows that it has been credited will the repayment amount be restored to the line.
Credit card repayment is overdue for more than a few days.
Personal credit will be reported 0-3 days after the credit is overdue 65438+ grace period. There is a grace period of about 3 days after bank credit card repayment. On the repayment date, if the user fails to repay on time, there is a grace period. If the repayment is made within the grace period, there will be no late payment fee and it will not be uploaded to the personal credit information system. However, if the user still fails to repay after the grace period, it is very likely to be introduced into the personal credit information system. Naturally, the grace period of each bank is different. The grace period of ordinary banks is 1-3 days. This article is mainly about how to fill in the relevant knowledge points without the landline number of the credit card. The content is for reference only.