If you have applied for a credit card on the bank's official website, there is generally no way to cancel it directly. You can try the following methods to apply for cancellation:

1. Call the bank service hotline, enter the manual service, and apply Cancel;

2. Go directly to a nearby bank branch and apply for cancellation through the counter service staff.

If there is no way to cancel it through the above methods, you can just go to the bank to apply for cancellation after getting the card. No fees will be charged if the credit card is not activated.

The Pudong Development Bank Credit Card is a standard dual-currency Visa credit card issued by Shanghai Pudong Development Bank. It enjoys a variety of discounts and can even apply for a photo card for free.

The Pudong Development Credit Card has all the basic functions of a general credit card, including: the global function of making purchases at more than 20 million merchants at home and abroad and withdrawing cash at 840,000 ATMs; you can spend first and pay back later. The loan has an interest-free repayment period of up to 50 days; a revolving credit function that can be recycled and controlled freely; an additional card function that can be shared with family members.

RMB/USD dual-currency settlement

Shanghai Pudong Development Bank Credit Card is a credit card that is settled in RMB and USD respectively. When the cardholder uses the card within China, the payment will be settled in RMB; when the cardholder uses the card outside China, the payment will be settled in US dollars. After returning home, the cardholder can choose to return the overseas consumption amount in US dollars or RMB.

Globally applicable

This card is used at more than 20 million merchants around the world and can withdraw cash at more than 840,000 automated teller machines (ATMs) around the world.

Overseas consumption and RMB repayment

There is no need to deposit any cash in advance. You can make purchases and withdraw cash within the credit limit, and experience an easy and advanced consumption method.

Interest-free repayment period

While experiencing a new life of spending and consumption, this card can also enjoy the interest-free repayment period for consumption. When making purchases with this card (excluding cash withdrawals), you can enjoy an interest-free repayment period of up to 50 days from the transaction date to the due repayment date. Cardholders only need to pay off the current balance on their statement before the payment due date, and they do not need to pay interest on these purchases.

Minimum repayment amount

This card also provides minimum repayment benefits. The minimum repayment amount is the minimum amount that needs to be repaid every month. Cardholders can freely choose to repay in this way, which not only allows them to handle their own funds flexibly, but also reduces the pressure of repayment. (The minimum repayment amount and the interest-free repayment period cannot be enjoyed at the same time)

Revolving credit

After consumption or cash withdrawal, the available credit limit will be reduced accordingly, but the repayment Afterwards, the credit limit will be restored accordingly - this is the revolving credit function! You can decide the consumption and repayment amount according to your own needs and financial situation. It is easy to deal with and can eliminate many procedures of repeatedly applying for small loans.

Withdraw cash

You can use this card to easily withdraw cash up to the cash withdrawal limit at automated teller machines (ATMs) marked with the UnionPay logo in China and overseas with the VISA logo to solve your problems. When needed. (Withdrawing cash will not enjoy the interest-free repayment period and minimum repayment amount treatment)

Supplementary Card

You can apply for supplementary cards for your family members. The supplementary card and the main card share the same credit limit. At the same time, all transaction details of the supplementary card are uniformly listed on the main card statement, so that the cardholder can keep track of the usage of the supplementary card.