Payment can be made by credit card. Use your credit card to pay your premiums at the insurance company, so you can pay by swiping your credit card. The objects of commercial insurance can be people and things (including tangible and intangible). The specific subjects are human life and body, property, and property-related interests, liabilities, credit, etc. Commercial insurance must be operated with the purpose of making profits, and must obtain maximum profits to ensure that the insured enjoys the greatest degree of economic security.