If the card is not opened, it will not be automatically cancelled, but the card will automatically become invalid after the expiration, and the bank will not renew the card for the customer. If you don't need a credit card, you can also call our credit card customer service hotline to cancel it for you. Cancellation is free. Note: most of our credit cards don't charge an annual fee, and a few cards will charge a certain fee because of their high cost.