Cardholders can check their points status through credit card electronic statements sent monthly by Jinshang Bank to the main cardholder, online banking, mobile banking and WeChat banking.

1. Method for querying Jinshang Bank credit card points - Statement

On each period's statement, you can query the current billing period of this account (as of the day before the statement date) )’s new points, redemption (adjustment) points and the points balance as of the day before the statement date.

2. How to query Jinshang Bank’s credit card points - customer service hotline

Call the 24-hour customer service hotline 95105588 to check the account-level or customer-level points balance.

3. Method for querying Jinshang Bank credit card points - online banking

Log in to Jinshang Bank online banking to check the points balance of this account.

4. Method for querying Jinshang Bank’s credit card points - designated merchants

Go to the POS machine of the Jinshang Bank points consumption partner merchant to check the point balance of this account. (For the list of cooperative merchants for point consumption, please log in to the credit card page of the Jinshang Bank website)

5. Points earned by Jinshang Bank credit card through WeChat

After binding the Agricultural Bank of China credit card in Jinshang Credit Card WeChat , enter the "Points Query/Points Redemption" menu to query the account-level or customer-level points balance.

1. The main credit card holder has the right to redeem points, but the supplementary card holder cannot redeem points.

2. Jinshang Bank provides points redemption channels in the Jinshang Bank online mall for cardholders to redeem related gifts. The latest redemption methods and activities are subject to the announcement on the Jinshang Bank website.

3. Jinshang Bank will deduct the cardholder’s points based on the cardholder’s points redemption application. Once the deduction is successful, the gift order will take effect and the cardholder’s points will be successfully redeemed. The order cannot be canceled after it takes effect.

4. Points and gifts whose validity period is stated in the redemption announcement or point gift manual will no longer be redeemed after expiration.

5. Bill inquiry: You can check your personal credit card points directly through the credit card statement. Usually, you will get 1 point for every RMB 1 spent.

6. Online banking inquiry: You can directly log in to Jinshang Bank's online banking. After logging into your personal account, you can directly enter the credit card points to check the specific points situation.

7. Mobile banking: Check credit card points directly through Jinshang Bank mobile banking.

8. Operating environment: Alipay ios14, Alipay version 10.2.3