You should pay attention to the following when changing your Minsheng Bank magnetic stripe card:

If your bank card or credit card is bound to a salary card, mortgage, Alipay, or third-party stock custody business Wait, you need to transfer the money yourself. As for deposits, arrears, etc., the bank will automatically transfer the money to the new chip card for you. If the magnetic stripe card in your hand is about to expire, under normal circumstances, the credit card center will proactively contact the cardholder to replace the card, so there is no need to rush to the bank to replace the card.

Don’t forget to apply for exemption from account management fees when changing cards. If you go to the bank to change your card, I suggest that you also ask whether your account needs to be charged any intermediate business fees.

Starting from August 1 this year, banks will begin to implement the new version of the "Commercial Bank Service Price Management Measures". According to the new regulations, banks will open accounts based on customer applications and waive account management fees and annual fees. Fees (excluding credit cards and VIP accounts). This means that banks can provide cardholders with accounts that are free of "small account management fees" and annual fees, but the premise is that cardholders must go to the bank to apply. You may also want to ask whether your account needs to be charged SMS notification fees and other fees.