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How to get a credit card that can pay international payments in US dollars?

You can apply for an international card, and all the four major state-owned banks can apply for it.

The application conditions for Bank of China’s all-currency international chip card are as follows:

1. Application conditions

Anyone who is over 18 years old, has full capacity for civil conduct, and has Chinese citizens with legal and stable income, foreigners with right of residence and other conditions in China, and compatriots from Hong Kong, Macao and Taiwan can apply for BOC credit cards locally.

2. Required information

1. Identity documents: Applications for primary cards from persons aged 18-65 and supplementary card applications from persons aged 16 and above are accepted.

(1) If you are a domestic resident: you need to provide a copy of your resident ID card or temporary resident ID card (both sides, within the validity period), or a copy of your military officer ID card.

(2) If you are a foreigner: you need to provide (1) a valid passport (2) a copy of the "Foreigner's Residence Permit" or the "Foreigner's Residence Permit" attached to the visa page of the valid passport A copy or a copy of the "Foreigner's Permanent Residence Permit".

(3) If you are from Hong Kong, Macao and Taiwan: You need to provide a copy of the "Mainland Travel Permit for Hong Kong and Macao Residents" or the "Return Permit for Hong Kong and Macao Compatriots" or the "Mainland Travel Permit for Taiwan Residents".

Extended information:

Required conditions: proof of work, proof of identity, proof of income, proof of financial resources.

The specific contents are as follows:

1. Work certificate (generally the original work certificate stamped with the official seal of the unit’s personnel department).

2. Identity certificate (domestic resident ID card, household registration book, homecoming permit, military ID card, passport and other identity documents accepted by banks).

3. Proof of income (generally the original work certificate stamped with the official seal of the unit’s financial department. If the salary is paid by a bank, you can directly provide the bank account number or provide a designated copy of the statement or passbook as required by the bank) The above three types of documents are indispensable.

4. Proof of financial resources (including but not limited to certificates of deposit, current and time deposit certificates or passbooks, certificates of deposit, real estate certificates, car driving licenses, etc.).

5. Card application process: obtain the application form - understand the application conditions - fill in the application form - prepare supporting documents - submit the application form and application materials - approved - receive the credit card - activate.

An international credit card is a card issued by banks and international credit card organizations to people with good credit who can make overdraft purchases around the world. The card is also used to confirm the user's identity on the international network. identity.

Usually international credit cards use US dollars as the settlement currency. International credit cards can be used for overdraft consumption (consumption first and repay later). The more common international credit card brands are Visa, Master Card, etc.

All major domestic commercial banks also offer international credit card services. You can easily apply for a credit card at the bank counter. Please note that there is no interest on deposits made to international credit cards.

Baidu Encyclopedia-International Credit Cards