1. Fictitious tax refund information.
2. Provide help information for fictional relatives or friends who have been involved in a car accident.
3. The identity information of the fictitious victim was leaked and used by criminals to cause high arrears and trick the victim into transferring deposits to designated accounts to eliminate bad records.
4. If the fictitious identity information of the victim is used by others, the security of bank deposits will be threatened, and the victim is tricked into transferring the deposit to the so-called "safe account".
5. The account of the fictitious victim was used by criminals to launder money, tricking him into transferring funds to the so-called "police account" for freezing the funds.
6. Fictitious credit card overdraft information.
7. In order to deceive the trust of cardholders, some criminals transfer calls from personal mobile phone numbers to bank customer service hotlines. After the cardholders relax their vigilance, they call back the cardholder's phone number to obtain the owner's credit card number. personal information.
When committing this type of fraud, suspects generally use two methods to induce cardholders to call phone numbers for which they have already forwarded calls: First, they disguise the number as a "help number" and post it on the The bank's self-service area artificially caused ATM machine malfunctions; second, it sent fraudulent text messages to credit card users to mislead cardholders to call back.
Extended information:
Be wary of anything starting with 95
“Has the bank card been stolen?” Face confused. The text message notified: "Dear user, your purchase of 8,650 yuan at (Beiguo Mall) has been successful. This amount will be deducted from your card. If you have any questions, please contact: 86203728."
Xiao Ming is indeed He was a VIP customer of Beiguo Mall. He thought his bank card had been stolen and quickly called the phone number left in the text message to verify. "The person who answered the phone spoke with a foreign accent and claimed to be a staff member of the China UnionPay Customer Service Center. He kept asking for my bank card number, mobile phone number, name and ID number and was extremely enthusiastic," Xiao Ming said. Consulted China UnionPay Hebei Branch.
Experts said that this is a type of fraudulent text message designed to obtain personal information and use it to forge letters of credit. Consumers should not reply, ignore, or verify such bank card text messages that do not start with 95. notify. If you have any questions, you can confirm directly through the unified customer service hotline of the card issuing bank.
It is reported that the customer service hotlines of major domestic banks are all 5-digit numbers starting with 95, such as Industrial and Commercial Bank of China 95588, Agricultural Bank of China 95599, Bank of China 95566, China Construction Bank 95533, China UnionPay 95516, etc.
Baidu Encyclopedia - Bank Card Fraud