1. Credit card annual fee: The annual fee for an Industrial Bank credit card is generally 200 yuan. If the credit card has been activated and has passed the annual fee-free period, the bank will charge an annual fee on a yearly basis. This part of the fee will be in Deductions are made at a certain percentage every day.

2. Credit card installment payment: If you have used a credit card for installment consumption before, the bank will deduct the corresponding installment payment amount every day.

3. Credit card interest: If there is an outstanding overdraft on the credit card, the bank will calculate interest based on the overdraft amount and interest rate, and deduct it every day.