Category item

Annual interest rate (%)

I. Short-term loans

Six months (inclusive) 6. 10

Six months to one year (inclusive) 6.56

Second, medium and long-term loans

One to three years (inclusive) 6.65

Three to five years (inclusive) 6.90

More than five years 7.05

Three, the discount is determined by the discount rate as the lower limit.

Generally, it will fluctuate between 10% and 30% according to market conditions.

Second, the CCB loan interest rate

Taking CCB's personal consumption loan as an example, the loan interest rate is generally between 0.60% and 0.70%, and the loan interest rate stipulated by the People's Bank of China has slightly changed during the same period.

When applying for a loan, the applicant suggests that the borrower consult with the local bank or lending institution.

The minimum loan amount for quick loan of CCB is 1 1,000 yuan, and the maximum loan amount is 50,000 yuan. The loan term is 1 year, and the interest rate is about 6.6%.

The interest calculation formula of CCB is: interest = loan amount 1 annual interest rate.

If the loan is 50,000, according to the interest rate, it is 500,006.6% = 3,300. If the loan world is less than one year, for example, you only applied for a loan for three months, the interest is 3600/ 123=900.

Taking CCB's personal consumption loan as an example, the loan interest rate is generally between 0.60% and 0.70%, and the loan interest rate stipulated by the People's Bank of China has slightly changed during the same period.

When applying for a loan, the applicant suggests that the borrower consult with the local bank or lending institution.

The minimum loan amount for quick loan of CCB is 1 1,000 yuan, and the maximum loan amount is 50,000 yuan. The loan term is 1 year, and the interest rate is about 6.6%.

The interest calculation formula of CCB is: interest = loan amount 1 annual interest rate.

If the loan is 50,000, according to the interest rate, it is 500,006.6% = 3,300. If the loan world is less than one year, for example, you only applied for a loan for three months, the interest is 3600/ 123=900.

3. What is the loan interest rate of China Construction Bank in 2023?

The interest rates of major banks in 2023 are 1.5% and 2% respectively. 2. China Silver. 75%, the annual interest rate is 2.25% for 2 years, 2.75% for 3 years and 2.75% for 5 years; 3. China Construction Bank: 1 2.25% annual interest rate, 2.75% annual interest rate for 3 years and 2.75% annual interest rate for 5 years; What are the main interest rates? The benchmark interest rate 1, annual interest rate 1.5%, two-year annual interest rate 2. 1%, and three-year annual interest rate 2.75%. 2. Bank of China: 1 annual interest rate is 1.75%, 2-year interest rate is 2.25%, and 3-year interest rate is 2.75% 75%; 3. China Construction Bank: 1 annual interest rate 1.75%, 2.25% for Sunway Exhibition, 2.75% for 3 years and 2.75% for 5 years; What are the interest rates of major banks in 2023? Benchmark interest rate 1, interest rate 1, interest rate 2.75%. 2. Bank of China: 1 annual interest rate 1.75%, annual interest rate 2.25%, annual interest rate 3.75%, annual interest rate 5.75%, annual interest rate 2.25%, annual interest rate 3.75% and annual interest rate 5.75%;

4. What is the loan interest of China Construction Bank?

The loan interest rate of China Construction Bank is based on the benchmark interest rate of RMB loans, and then determined according to the lender's situation. The general interest rate will go up 10%-30%. According to the latest deposit and loan regulations of the central bank, the loan interest rate standard of China Construction Bank is: 4.35% within one year (including one year), 4.75% within one to five years (including five years) and 4.90% over five years; The interest rate of provident fund loans is 2.75% for less than five years (including five years) and 3.25% for more than five years. .