1, credit card consumption points are generally updated after the cardholder records the consumption, and the recording time is generally the day after the consumption.

2, the role of credit card consumption points:

(1) Redeem gifts. You can go to the bank where your credit card is opened, official website, and find the option of credit card points, then you can see the gifts with redeemable points. In addition to physical objects, there will be some goods, experiences and the like.

(2) integral mall can go to the mall to exchange gifts. In banks, cooperative merchants can exchange points for goods or deduct a certain amount. Businesses such as Starbucks often have such credit card points redemption activities.

(3) Integral oil change, such as the integral oil change of CCB Longka automobile card, belongs to the card type of CCB credit card oil card, and the integral of automobile card is generally oil change. The owner's card can also be used to change oil or toll.

(4) Redeem air miles. Some credit card points can be directly converted into airline miles, and the mileage converted from points can be used when you are on a business trip or traveling.

(5) Some credit card points can also be directly exchanged for annual fee reduction.