1. Credit card repayment is not overdue on the day of repayment, because credit card repayment is generally received immediately, as long as the repayment is made before 24 o'clock on the day of repayment.
2. Credit card repayment methods include:
1. Bind the credit card on Alipay, and then you can use the credit card repayment function on Alipay to repay your own credit card. The time of arrival is very fast, usually within 2 hours of the same day;
2. Bind a credit card on WeChat, and there is also a credit card repayment function on WeChat, which can be found in WeChat wallet. Then you can use this function to pay credit card bills, and the arrival speed is also very fast, usually within 2 hours;
3. You can start the automatic repayment function, and you need to bind a bank savings card of your peers. The system will automatically deduct the money on the repayment date without manual repayment, which is very convenient.
4. The repayment date of the credit card is the final repayment date, which is generally about 18 days after the bill date. Users need to return the bill before the repayment date. If it is overdue, the bank will count you as overdue, calculate the overdue penalty interest and other expenses, and also collect credit and generate overdue records.
Extended data:
1. Credit card online repayment is one of the main repayment methods of credit card repayment in the bank where the account is opened, and online repayment has become a common repayment method for credit card users. Using online repayment can ensure that cardholders can repay before the repayment date, and there will be no accidents of delaying the repayment period. The specific process of online repayment is as follows:
1. Payee account name: fill in the name of the credit card holder.
2. Payee's bank: fill in "Bank Credit Card Center".
3. Transfer to payee's account: fill in 16-digit credit card number.
4. Remarks: Fill in "Credit Card Repayment".
5. Withdrawal password: fill in the one-card withdrawal password.
6. After confirmation, the system will prompt whether the transfer was successful and the transfer amount.
7. Accepted currency for repayment of the "payment plan" function: RMB.
8. Cardholders can use the "payment plan" function to set the payment date in advance, and online banking will transfer the money from one card to the cardholder's credit card or someone else's credit card designated by the cardholder once or regularly every month according to the cardholder's requirements.
9. Currency accepted for repayment by the "credit card payment" function: USD and RMB.
10. If the cardholder has opened personal banking professional version 4.5 or above on the one-card network and handled the self-service transfer business between the one-card and the credit card, he can use the "credit card payment" function to transfer the repayment from his one-card account to his credit card.
Source: Baidu Encyclopedia: Credit Card