According to the People's Republic of China and Article 18 of the General Principles of the Civil Law, the debt shall be paid off. If it is temporarily unable to repay, it may be repaid by the debtor in installments with the consent of the creditor or the ruling of the people's court. Those who have the ability to repay and refuse to repay shall be forced to repay by the people's court.

according to the provisions of the people's Republic of China and article 84 of the general principles of the civil law, a debt is a specific relationship of rights and obligations between the parties in accordance with the contract or the law, with the obligee as the obligee and the obligor as the obligor.

the creditor has the right to require the debtor to perform its obligations in accordance with the contract or the law.

Staging Music is affiliated to Shenzhen Staging Music Network Technology Co., Ltd., which was established in Shenzhen in 213. It is a leading Internet consumer finance service provider in China and the first board member of China Internet Finance Association.

Extended information

On October 29th, 218, the information of the first batch of peer-to-peer lending platform borrowers who maliciously evaded debts was included in the central bank's credit information system, and they were punished for breaking their promises, involving an overdue amount of nearly 2 million yuan.

Incorporating the information of malicious debt evasion in the field of Internet finance into the credit information system, and taking measures to punish dishonesty will not only help to urge borrowers to repay their debts in time, but also help to purify the Internet financial environment.

Article 6 of the Supreme People's Court's Opinions on People's Courts in Handling Lending Cases states: "The interest rate of private lending can be appropriately higher than that of banks, and local people's courts can specifically grasp it according to the actual situation in their own regions, but the maximum interest rate shall not exceed four times that of similar loans of banks (including interest rate clause). Beyond this limit, the excess interest will not be protected. "

Chapter 23 "Intermediary Contract" of the Contract Law clearly stipulates that the intermediary can provide the media service concluded in the loan contract and collect the corresponding remuneration from the client according to law. Therefore, the existence of loan service institutions and the collection of service fees are in line with the law and protected by law.

The credit information of personal credit investigation is as follows:

1. Personal basic information that can be used to identify individuals and reflect their family and occupation.

2. Personal credit information formed by personal credit relationship with financial institutions or housing provident fund management centers.

3. Personal credit purchase and payment information formed by personal credit purchase relationship with commercial institutions and public utility service institutions.

4. the public record information related to personal credit formed by administrative organs, executive organs of administrative affairs and judicial organs in the process of exercising their functions and powers.

5. Other information related to personal credit.

Baidu Encyclopedia-Personal Credit Information

Baidu Encyclopedia-Chinese People and General Principles of Civil Law

Baidu Encyclopedia-Online Lending

Baidu Encyclopedia-Staging Music