If the credit card is not activated, the card will automatically become invalid once the validity period expires. Usually, the validity period is about 3 years from the date when the credit card is approved. Therefore, if you don't intend to use the credit card for the time being, it's best not to exceed the prescribed time. If it is not reactivated within this validity period, the credit card will automatically become invalid.

Will the credit card automatically expire if it is not activated? Will inactive credit cards be invalidated?

Also note that some credit cards will charge an annual fee even if they are not activated, similar to platinum cards or higher-level cards. When the annual fee is deducted from the credit card, the cardholder fails to repay it, which will be overdue due to the failure to pay the annual fee, thus affecting personal credit information. However, few credit cards still charge an annual fee when they are not activated, but we must carefully ask the bank staff whether this card will charge an annual fee when handling credit cards.