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Why does Taobao disable credit cards?
What is the problem that Taobao can't pay by credit card?

What is the problem that Taobao can't pay by credit card?

1. It may be that the credit card limit is used up, indicating that there is no money in the credit card, and this payment method cannot be carried out.

2. It may exceed the daily limit. For example, if you buy virtual products, you can only use 500 yuan's quota every month. If you use this limit this month, you can't pay by credit card any more.

3. It may be that the merchant does not support credit card payment, indicating that the merchant has not opened a credit card payment channel. In this case, only other payment methods can be selected.

4. It may be that the status of the credit card account is abnormal, for example, the card is frozen by the risk control of the issuing bank.

5. There may be something wrong with the purchased product, and the system detects that the current transaction is risky, so the transaction is restricted.

Generally, you can contact the issuing bank or the seller for consultation.

Why can't some Taobao pay by credit card?

Some merchants don't support credit card payment because they have to pay extra for it.

Taobao merchants need to meet certain access conditions before they can open credit card payment. This is the standard for Taobao merchants to sign a credit card payment, which has nothing to do with your credit card. In fact, even if merchants don't open credit card payment, it doesn't mean that they can't pay by credit card, because Alipay platform also provides fast payment by credit card. After shopping, you only need to choose a credit card to pay at the Alipay cashier, or add a credit card directly to the Alipay account interface, and you can use the credit card to pay quickly. Alipay now supports fast credit card payment in many banks, which should meet your needs.

Taobao uses credit card installment payment.

1. Choose credit card installment products when shopping in Taobao;

2. Click on credit card installment, and select quick payment in the payment method;

3. Select a bank and several issues, and click Next;

4. The page shows the newly purchased goods, and the installment payment process of Taobao credit card is completed.

Why can't Taobao pay by credit card suddenly?

Taobao credit card cannot be paid for the following reasons:

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2. Non-credit card fast payment scope-at present, credit card fast payment supports payment from Taobao, Alibaba, some external businesses and public utilities, and other businesses please choose online banking;

3. Goods cannot be purchased at the same time as the insurance premium-if the merchant does not have the credit card special service, it is temporarily not supported to use the credit card to pay the insurance premium. I suggest you take a new photo of the goods and don't check the insurance premium;

4. There is an error in the online banking page, and payment cannot be made-if there is an online banking error, you need to contact the bank customer service for consultation.

5.Visa/MasterCard/JCB card can't pay: At present, Visa/MasterCard/JCB cards issued by global card issuers except Washington, USA all support payment, but this card can't be used for virtual goods, goods with transaction amount less than 1 yuan, and combined payment by external merchants.

6. Some merchants need sellers to change the credit card payment function, and some sellers have expired this function. Most of the time, you can contact the seller and pay by credit card.

Extended data:

1. Your credit card limit is insufficient or has been deactivated. If the card status is normal, you can pay online.

2. Only goods that support credit card payment on Taobao can be paid by credit card, which means that not all goods support credit card payment.

3. Some banks have transaction limits, which can be divided into two modes: large quick payment and small quick payment. The single transaction amount of small quick payment must be less than or equal to 500 yuan, and the single transaction amount of large quick payment can be greater than 500 yuan (the upper limit of single transaction depends on the partner). Alipay and Tenpay will prompt the limit when the cardholder pays quickly.

4. UnionPay payment system was upgraded and credit card transactions were suspended.

Why can't double eleven Taobao use a credit card?

Double Eleven Taobao can't use credit cards because it prevents users from spending too much. According to the relevant public information, the activities of Double Eleven Taobao in previous years led to excessive consumption by users, and the credit card situation was maxed out, which had a negative impact. In order to prevent similar situations, the activity restricted credit cards.

The introduction of why Taobao prohibits credit cards and why Taobao does not allow credit cards to be used ends here. I wonder if you have found the information you need?