1. is credible, but it has certain risks.

2. There are certain risks in this card handling method. First of all, if you can't confirm the identity of the other party and blindly provide personal information to the other party, it is easy for criminals to use it to forge a credit card with your identity. When it is discovered, it has usually caused serious losses. Secondly, if you don't know the cost of handling a card, it is very likely that you will handle a card that is not used at all or is expensive, which will only increase the burden. It takes time and effort to cancel. Finally, some lawless elements charge the so-called "agency fee" and "business card printing fee" in view of the card friends' eagerness to get a card, which makes it easy for card friends with weak consciousness to be deceived. If you want to apply for a card, you'd better go through formal channels, such as bank outlets, counters and official website.

3. Of course, the credit card WeChat of CITIC Bank has many practical functions. Not only can you check the progress of card processing, but you can also do it online. The progress check you mentioned is in the column of "Quick Card Handling" below. Find the "card processing progress query" and follow the relevant prompts. Now there are many online card processing channels, and it is also WeChat, which is equivalent to becoming a credit card application platform for card issuers.

1. Every credit card needs strict examination by the bank before it can be issued, and the bank has not authorized any platform to issue credit cards. At most, some intermediate platforms are authorized to provide card application platforms, such as Alipay, WeChat and QQ. If there are similar advertisements in your WeChat circle of friends, such as "You only need your ID card to get a large credit card", then you should be wary. This is either cheating information or cheating fees.

2. WeChat credit card application platform, after filling in the information online, you are waiting for the card. The specific application path is as follows: Personal WeChat-Mine-Wallet-Credit Card Repayment-Credit Card Free Processing. Wechat can apply for a limited number of credit cards. China Merchants Bank, Minsheng Bank, China Guangfa Bank, Industrial and Commercial Bank, China CITIC Bank, Shanghai Pudong Development Bank, Bank of Communications, China Bank, Ping An Bank, Industrial Bank and China Everbright Bank each have three popular cards to apply for.

Operating environment:

Mobile phone model: ELS-AN002.0.0.2

Wechat: 8.0. 16

How about CITIC Credit Card?

The information given by the subjects is incomplete, and it is not easy to draw conclusions without knowing the cause and effect. Personally, I think CITIC Credit Card is quite good in commercial bank credit cards, and it is also very good to take off the card. Moreover, there are many kinds of CITIC credit cards and many preferential activities. For example, JD.COM White Card can receive steel _, SF Co-branded Card can be mailed by 1 cent, and there are 9 redemption activities. 9 points can be exchanged for Starbucks, books below 35 yuan, or Wanda movie tickets. In addition, CITIC Platinum Card is known as the most cost-effective platinum card, because its services are very real: VIP travel, platinum medical care, aviation security, accelerated points and so on.

Precautions for credit card use:

1. Pay attention to two dates: bookkeeping date and repayment date.

Generally, the repayment date is 20 or 25 days after the bill date, with the longest interest-free period and the shortest interest-free period.

2. Credit card information protection.

The three key information on the face of a credit card: the expiration date and the CVV code, affect your card security, especially the CVV code, which is as important as the password. It is recommended to cover CVV code with correction fluid or sticker, and some people are even worse. Scrape off the CVV password with a blade and remember these three numbers.

3. Diligently handle credit cards, in order to avoid annual fees; Only when the repayment is made on time can the amount be withdrawn.

Generally, you can avoid the annual fee by swiping your card six times. So be sure to pay the annual fee. In addition, we can increase the credit card limit by swiping more cards and swiping frequently. At the same time, being able to repay on time and maintain a good credit record is also a way to improve the credit limit. Moreover, it is also very convenient to pay without a card for mobile phone POS, which belongs to online consumption. Combined with daily offline consumption, a variety of combinations are used.

4. Choose the repayment method that suits you best.

In this information age, repayment methods are diversified, and you don't have to go to bank outlets or ATM to transfer repayment.

5. If you can't, or delay repayment due to something, you can call customer service to apply for deferred repayment.

If your funds can't be turned over temporarily, or you are delayed in repayment due to something, don't worry, call the bank customer service immediately and apply for a delay of repayment for one to three days.

6. What if the funds are tight? Apply to change the accounting date and extend the interest-free period.

When applying for changing the bill date, we should pay attention to calculating the bill date and time, enjoy the longest interest-free period, and relieve the pressure of tight funds. However, this skill is not available every month. It is said that some banks can only apply for change once every six months, some banks can only apply for change once a year, and some banks can only change once in their lifetime!

7. Say no to all unreasonable charges

Anyone who has unreasonable charges for credit cards can call customer service and bargain with customer service to apply for cancellation of unreasonable charges. If the customer service doesn't agree, you can stick to the complaint in the end and generally win the case.

8. Use credit cards carefully.

Credit card installment interest is very high, even if it is interest-free, the installment fee is not cheap, so use it carefully and don't let the bank earn a dime! Of course, except for those who can't repay the credit card arrears on time under special circumstances, except for those who want to increase the credit card limit as soon as possible.

Is the credit card of CITIC Bank good? Is it easy to do?

Very good, easy to handle

CITIC Bank is OK. CITIC Bank is an earlier bank, and its credit card business has been launched for a long time. From the aspects of quota, rights and interests, points, etc., it is worthy of user application. Users who are using it also say that CITIC Bank's credit card is very good. Since you want to apply, you should know the application conditions of CITIC Bank's credit card. First of all, you must be 18 years old. Secondly, you have legal income, and a good credit record is necessary. These three points are important conditions for applying for a credit card. But the withdrawal fee is 3%. You should know in advance. For customers who only swipe their cards without cash, bank cards are actually similar.

Regarding the application channels, here are three recommended channels, all of which are very common.

1. Apply for CITIC Bank Credit Card online: Log in to CITIC Bank Credit Card Center, click "Apply for Credit Card", enter the credit card introduction page, select your favorite card, click "Apply Now", then enter the application page and complete the application process according to the prompts.

2. Handling CITIC Bank Credit Card by Customer Service Phone: Call CITIC Bank Credit Card Customer Service Phone (400-88-95558), press "0" to switch to manual service, and then press "5" to enter the credit card application function. There will be dedicated staff to serve you. Most people are willing to call directly, and it will be much easier to have manual service.

3. When applying for CITIC Bank credit card by SMS, users only need to pay the ordinary SMS fee to the mobile phone network operator, and the reply SMS sent by CITIC Bank is free.

Of course, applying for the credit card of CITIC Bank also needs to achieve the corresponding comprehensive score. If you fail, you can apply again after a while. The most important thing to apply for and use a credit card is a good credit record. If the credit is not good, the bank will naturally not approve it for users.

This kind is quite good. It's easy to get stuck when I do it There are many kinds, some of which have low thresholds. Of course, banks are now vigorously developing credit card business. Basically, all banks have introduced many kinds of credit cards.

The audit is very loose and the requirements for users are not high. You need your ID card, work permit and other relevant documents. But on the contrary, the credit card limit he sent you is not high, which is good for me, because we spent a lot of money together, so it is not easy to mention the limit.

There are two credit lines in the card. One is cash withdrawal, that is, cash withdrawal, which generally accounts for one-fifth of the total. The rest can only be spent by credit card, not by cash withdrawal or transfer. 30 yuan,

And from that day on, interest will be charged, five ten thousandths per day; There is no handling fee for swiping the card, and interest-free within 50 days. The repayment period is 50 days, that is, you have to repay within 50 days after the limit in overdraft card, and the minimum repayment amount is one tenth of the overdraft. However, if it is not paid off in the current period, the accounting interest and the previous interest will be compounded together, but you can also repay it in full. You can also ask the bank in detail about this.

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How about CITIC Credit Card?

CITIC Credit Card is still quite good in commercial bank credit cards, and it is also very good to take off the card. Moreover, there are many kinds of CITIC credit cards and many preferential activities. For example, JD.COM White Card can receive steel, SF Co-branded Card can be sent by mail at 1 cent, and there are 9 redemption activities. 9 points can be exchanged for Starbucks, books below 35 yuan, or Wanda movie tickets. In addition, CITIC Platinum Card is known as the most cost-effective platinum card, because its services are very real: VIP travel, platinum medical care, aviation security, accelerated points and so on.

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On June 8, 2003, CITIC Bank Credit Card Center officially issued CITIC Credit Card. By the end of June, 2006, the cumulative number of credit cards issued was nearly 2 million, ranking first in the domestic banking industry, among which CITIC Platinum Credit Card ranked first in the country, initially establishing its position and brand image in the credit card market in China.

CITIC Bank's credit card has always been aimed at serving the public and will serve the public better in the future. Many people who have used credit cards know that credit cards are very convenient, not only in domestic supermarkets, but also in some foreign consumer places. Credit cards have greatly facilitated the general public and enabled banks to make more profits from them. CITIC Bank credit card is one of them, but there are several problems to pay attention to when using CITIC Bank credit card.

First of all, we should develop good consumption habits and not brush off all credit lines without restraint. Credit cards are used because on some occasions, when cash and bank cards cannot be paid normally, CITIC Bank's credit cards have a certain amount, and the amount of ordinary quality customers will be higher accordingly.

In addition, it should be noted that the credit card of CITIC Bank must be repaid on time. Paying back on time is the embodiment of a person's sense of responsibility. If the cardholder can't guarantee timely repayment, it is best not to use a credit card.

CITIC Bank provides a number of financial services and can provide loans to all walks of life. Personal credit loans account for a large proportion in the loan business of CITIC Bank. In many cases, individual credit loans can apply for installment payment. Cardholders can apply for interest-free installment payment if the current bill amount reaches 800 yuan or above. However, consumers who have spent money in shopping malls and made a single installment cannot use the bank's request for re-installment payment. In addition, it should be noted that CITIC Bank credit card holders can only apply for interest-free installment within three working days from the bill date to the repayment date.

So much for the introduction of CITIC Credit Card.