The credit card activation process is mainly divided into the following two situations:

For credit cards applied through online banking, mobile banking, WeChat banking, UnionPay China UnionPay Express, etc., due to the application The person's identity information has not been verified by bank staff on site in the early stage, so the verification information process needs to be supplemented during activation.

Cardholders should bring their valid ID and credit card to the bank counter to apply for activation. Just follow the instructions from the bank teller.

When applying for a credit card, it has been verified by bank staff in person, that is, on-site identity verification (such as at the bank's workplace). Then the credit card is activated and you don’t have to go to the bank anymore. You can activate it in the following ways:

You can also call your bank customer service and follow the prompts to activate your credit card. It is also convenient and fast. Related questions and answers: How to activate CCB credit card 2200 How to activate CCB credit card CCB credit card can be activated in several ways: 1. Activation at business outlets. The cardholder takes his or her ID card and credit card to the bank counter where the credit card is issued, and the bank staff will guide the cardholder to open the card step by step. 2. Customer service phone activation. CCB credit card users can call the 24-hour service hotline 400-820-0588; in non-400 service areas, please dial 021-38690588; in overseas areas, please dial 86-21-38690588, then enter the card number or ID number to verify your identity, and then set/enter the phone number Bank password, and finally follow the voice prompts to enter the "Card Opening Password Service" function to open a card. 3. Online activation on the official website. Cardholders log in to the CCB Credit Card Center page, click "Online Card Opening" of the credit card service, enter the card number and relevant personal information to activate online. 4. Activate online banking. CCB online banking customers can directly log in to personal online banking, click on the credit card menu to select credit card activation, enter the card number, and then follow the instructions to complete the card activation step by step. 5. WeChat activation. Cardholders follow CCB's official WeChat account and enter personal information such as card number, verification code, and ID number. Verify through the WeChat menu "More Services-Card Opening" and activate the credit card after verification. : 1. Interest-free repayment period: The interest-free repayment period refers to the interest-free period for consumer transactions that the cardholder enjoys when repaying the card in full on time. The interest-free period starts from the bank accounting date and ends on the repayment date, with a minimum of 20 days, up to 50 days. Overdraft cash withdrawal transactions do not enjoy the interest-free repayment period. Tip: If you do not repay in full before maturity, you will not enjoy the interest-free period. China Construction Bank charges interest at a daily rate of 0.5% and pays compound interest on a monthly basis. The interest accrual date is from the consumption date to the repayment date, and the interest accrual principal is calculated based on the actual repayment amount. If you fail to repay the loan before the due repayment date or the repayment amount is lower than the minimum repayment amount, CCB will charge 5% of the unpaid portion of the minimum repayment amount in addition to the interest as required. 2. Calculation example: Suppose you The billing date is the 17th of a certain month, and the repayment due date (taking the 30th of each month as an example) is the 17th of the next month (if the month has 31 days, it will be the 16th of the next month, press This calculates the size of the month). If you spend 10,000 yuan on April 15, the consumption amount on that day will be credited to your account, and the bank accounting date will be April 15, because your invoice date is April 17, and the due repayment date is after the invoice date. The 20 days are May 7, and the longest interest-free period for this consumption is 23 days. If you spend 10,000 yuan on April 18, the amount consumed on that day will be credited to your account, and the bank accounting date will be April 18. Since the consumption amount needs to be billed at sunrise on May 17, there are still 50 days before the due repayment date on June 6, and the maximum interest-free period for this consumption amount is 50 days. 3. During the cycle: Revolving credit usually means that the credit limit of the credit card can be used repeatedly. As long as the customer can repay the amount in time after each use (including the minimum repayment method), it can be used again without applying before each use. Revolving credit is the inherent attribute and main function of credit cards, which brings convenience to cardholders. 4. Interest calculation for revolving credit: The amount of each consumption on the last statement is the interest-bearing principal, and the number of interest-bearing days is from the accounting date of this account to the repayment date of this account; the interest rate of revolving credit is uniformly stipulated by the People's Bank of China. The daily interest rate is 5/10,000, and compound interest is calculated monthly. Interest on the revolving credit will be stated on your next bill.

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