1. Validity period of points

Baoshang Bank credit card points will be retained in the main card account until the account is closed. When the cardholder renews the card upon expiration, the points will be automatically extended; when the card account is closed or canceled, the remaining points will be cleared and cannot be restored. For cards with normal card and account status, the main cardholder can redeem "points" under the account at any time.

2. Application qualifications

After spending on a credit card issued by Baoshang Bank, Baoshang Bank credit card holders can get corresponding points according to the points rules; the card issuer will For credit cards issued with special points rules, the special points rules shall be subject to the provisions of the credit card application contract;

3. For co-branded cards issued by Baoshang Bank, the points of co-branded card members shall be subject to the regulations of the merchant. , the integration rules remain unchanged.

4. If the cardholder has any of the following circumstances, his or her credit card cannot be used or managed, the credit card account is closed, the credit card account is not repaid, other debts of Baoshang Bank are not repaid, and the cardholder violates the "Baoshang Bank Credit Card Receipt" "Contract", violates the "Baoshang Bank Credit Card Articles" or these points rules and other relevant regulations, as well as violates relevant laws and regulations, Baoshang Bank has the right to disqualify the user from redeeming point gifts and participating in point reward activities.