Of course, the savings card allows you to settle your personal account, not a credit account, and is not restricted by the blacklist. Of course, you can handle it, but I want to remind you that once you are blacklisted, it is difficult for you to get out, especially now that there are more and more credit policies in banks, it is even more difficult to shrink credit. If blacklisted, credit cards will be affected, and even the application for industrial and commercial business license will be affected. Therefore, there are many obstacles everywhere.