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Can I not deduct my credit card every month without arrears?
As long as the credit card is activated successfully, you can spend it by credit card without recharging.

Credit cards are not used after recharging, but repaid after consumption. Save money first, and then spend it with a debit card.

There is a certain amount of credit card, so there is no problem that the amount of credit card spending does not exceed the available amount of credit card. As long as all the arrears in the current billing cycle are paid off before the repayment date, there will be no interest.