The reference number on the purchase order is the serial number of the POS acquirer's response message, which is usually useless.

If the purchase order is lost and you still want to check, the easiest way is to go to the merchant where you swiped the card to inquire, because the purchase order is in duplicate, and the merchant's requirements are kept for 2 years. Or you can go to the branch of your card issuing bank to inquire, bringing your card and ID card with you.

POS single MCC code

When the cardholder successfully swipes the card at the merchant's POS machine and makes a successful purchase, a receipt will be printed with the merchant number on it, from the 8th to the 11th digit ( 4 digits) is the MCC code of the merchant's POS machine. This code corresponds to the industry in which the merchant operates. The handling fee for the people's livelihood category is 0.38%, the general category is 0.78%, and the catering and entertainment category is 1.25%;

For personal gain, some POS machine practitioners will tell merchants to install POS machines with cheap procedures. In fact, they are installing machines from the cheap fee industry to customers in the high-rate industry, that is, applying low rates. code (MCC code). When the merchant swipes the card, the MCC code on the receipt is inconsistent with the actual business item. If this situation is discovered by UnionPay, the machine will be withdrawn.

Extended information:

POS consumption advantages

1. It is convenient for consumers to settle their shopping purchases, convenient and fast, and can ++ large purchases and impulse purchases , increase merchant turnover. According to statistics, merchants who install mobile POS machines see sales growth of more than 40%.

2. Reduce the steps of merchants clearing cash and depositing it with banks to increase ++++ speed.

3. Effectively avoid counterfeit currency and cash management security risks.

4. Improve transaction processing speed and speed up the use of merchant funds.

5. Increase the cash flow of merchants in the bank, which is beneficial to the processing of loans when necessary in the future.

6. Attract 3 billion UnionPay card consumers, especially credit card holders (consumers are interested in the products that your organization likes, but suffer from insufficient funds in their pockets. If they use credit cards to consume, Not only can it solve the financial problem, but he can also easily apply for installment repayment).

7. Improve the taste and image of merchants and help them establish advantages in the fierce market competition.