Ordinary cards can be used for a period of time and have a good repayment record, so you can apply for a gold card. If you don't have the use record of ordinary cards, you need to provide proof of work income if you want to apply for a gold card directly!
Due to the large overdraft limit and many additional services of platinum card, the requirements for its handling conditions are much stricter than those of other credit cards. Generally speaking, an applicant for a platinum card can only apply for a platinum card if he meets one of the following conditions: a senior leader or person in charge of an individual, institution, organization, enterprise or institution with certain economic strength.
The materials to be provided are as follows:
1, identification: generally, it is an ID card (if you use a new ID card, you need a copy of the front and back), and soldiers need to provide a copy of the military ID card;
2. Work certificate: it can be the original work certificate issued by the employer (please indicate the specific company name, department, position and income, and affix the official seal or personnel seal of the company), or a copy of the work permit/license;
3. Proof of financial resources: it can be a payroll record issued by a bank, an income tax withholding certificate, or a market value certificate of a house, a car, a deposit or an investment (such as a copy of the real estate license/car driving license/bank time deposit certificate) and other materials that can prove your economic level.
4. Other documents for reference include: personal account list of social insurance in the last 6 months, water, electricity and gas bills, credit card bills of other banks, etc.