Fifteen working days after submitting the application materials, you will receive a card issuance notice from ICBC. The main card applicant should go to the local card-issuing bank with the original ID cards of himself and the secondary card applicant to collect the card and go through the relevant procedures. It cannot be entrusted. Others do it for you.

If the bank does not receive a card issuance notice after 20 working days (inclusive), or the applicant does not respond to or refuses the bank’s notice to receive the card, the application will be deemed invalid and the submitted information will not be accepted. return.

The credit card application review is comprehensively assessed by the system, taking into account many factors, such as age, job stability, income, personal credit, etc., and is not determined by unilateral factors. , everyone’s situation will be different and it is difficult to compare with each other.

Extended information:

Notes when applying for a credit card:

1. Be between 18 and 70 years old, have full capacity for civil conduct, and have a stable income. If the applicant has a certain ability to pay and good credit, if the applicant is over 70 years old, in principle, the card will not be applied for.

2. Applicants who are Chinese citizens need to submit an application form, a copy of their valid ID card and proof of income (such as deposits, real estate certificates, driving licenses, provident fund certificates, etc.). Applicants must provide proof of house ownership, If the vehicle ownership certificate and other materials can prove that it has good financial resources, the credit limit can be increased appropriately.

3. Credit cards require consumption first and then repayment. Do not use credit cards as debit cards. Credit cards do not have interest on deposits. In addition, pay attention to repaying credit card debts on time. Overdue payments will not be affected. to credit history.

Baidu Encyclopedia-ICBC Credit Card